Hilton Honors Aspire Card

Does the Aspire Card make up for its $550 Annual Fee?
With a massive sign up bonus and credits that more than make up for the annual fee, the card is a keeper for the long term. 

How do I get the most value out of the Hilton Surpass?
Use the Hilton 5th night free benefit:
Hilton points are very easy to use and, when booking fully with Hilton points, every 5th night is free.
For example, a night at Conrad Bali, one of the top-10 Hiltons worldwide, costs 43,000 points. As a result, 5 nights would cost just 172,000 points ... fully covered by the welcome bonus.

Register for Hilton's Points Multiplier Promotions:
You can also enroll in Hilton promotions to supercharge your earnings.
The Aspire Card earns 34 Hilton points per dollar spent at Hilton properties, but that can
be boosted to 44x or 55x by registering for routine Hilton promotions here.
Scroll down & click "Register" to multiply your rewards. There's nearly always an offer.

Steps to Getting the Most Value out of the Hilton Aspire Card:
1. Spend $200 between each Jan - June and each July - Dec toward a Hilton Resort stay
➡️ The actual stay can be any time, but as long as you prepay, the $200 credit will apply
2. Spend $50 or more on flights each quarter
➡️ You can also buy $50 United "TravelBank" credit for future use if you aren't flying one quarter
3. Use free night rewards at hotels costing 80,000+ Hilton points a night. That's $400+ in value!
4. Request complimentary Diamond upgrade at check-in, as well as late checkout if you'd like
5. Save up enough Hilton points for a 4 night stay to get the 5th night for 0 points!

Bottom Line:
Overall, the Aspire card is one of the top 3 credit cards on the market offering unparalleled value for both Hilton loyalists and those who vacation only a couple times a year.