AMEX Blue Cash Preferred 

$84 Disney+ Bundle Credit 

• • Get $7 off your Disney+ Bundle subscription every month (regular: $12.99)

  • Bundle includes ESPN+, Hulu with Ads, and Disney+

  • Get extra cash back by signing up for the bundle through a cashback portal like Rakuten

$120 Equinox+ Credit — Mostly Useless for the Majority of People

• • Get $10 off your Equinox+ App Home Fitness Subscription monthly (costs $40/month)

  • If you already use this, consider getting the AMEX Platinum for annual $300 Equinox credits

  • Credit does not work on Equinox gym memberships, Equinox Shop, or The Earth Bar 

Other Things to Note: Card doesn't earn AMEX Membership Rewards Points / 2.7% FTX Fee if used outside the U.S. 

Is the AMEX Blue Cash Preferred Card Worth it?

The biggest draw of the AMEX BCP Card is the 6% grocery bonus (up to $6,000 in grocery spending).
As a result, it's worth paying the $95 annual fee if you spend $250 to $500 on groceries per month.
If you spend more than $500 or less than $250 on groceries, consider:
For Cash Back:
➡️ Capital One SavorOne [3% on Groceries, Dining, Streaming, Entertainment. $0 Annual Fee]
➡️ American Express Blue Cash Everyday [3% on Groceries, Online Retailers, Gas. $0 Annual Fee]
For Travel Rewards:
➡️ American Express Gold Card: [4x AMEX Points on Dining/Groceries (worth 6-8%) and 3x on Flights]

Cash back can be redeemed with no minimums, and only the 3% grocery bonus has an earning cap. 

If you want to earn on heavy grocery, streaming, and transit spend, the BCP is a solid option. 

The Blue Cash Preferred pairs well with cards that earn well on dining and travel, such as:
➡️ Bilt Mastercard: [3x Bilt Points on Dining (worth 4-6% back) and 2x on Travel]
➡️ American Express Gold Card (as seen above): [4x AMEX Points on Dining and 3x on Flights]

The card is a solid option as a 2nd or 3rd card, as it's of medium difficulty to get approved for.